Report reviewing research on payday, vehicle title, and high-cost installment loans
Page A-7
Petitt, Barbara, Jerald Pinto, Wendy Pirie, and Bob Kopprasch. Fixed Income Analysis, 3rd ed.
Hoboken, NJ: John Wiley & Sons, 2015.
Pew Charitable Trusts. “Auto Title Loans: Market Practices and Borrowers’ Experiences.” Pew
Charitable Trusts, Mar. 25, 2015. Available at https://www.pewtrusts.org/en/research-and-
analysis/reports/2015/03/auto-title-loans.
(⁕) Pew Charitable Trusts. “Payday Lending in America: Who Borrows, Where They Borrow,
and Why.” Pew Charitable Trusts, July 19, 2012. Available at
https://www.pewtrusts.org/en/research-and-analysis/reports/2012/07/19/who-borrows-where-
they-borrow-and-why.
Prager, Robin. “Determinants of the Locations of Payday Lenders, Pawnshops and Check-
Cashing Outlets.” Working paper, Finance and Economics Discussion Series, Federal Reserve
Board, 2009-33, 2009.
Priestley, Jennifer. “Payday Loan Rollovers and Consumer Welfare.” Working paper, 2014.
Romeo, Charles. “Estimating the Change in Surplus from the Elimination of Deposit Advance
Products.” Working paper, Consumer Financial Protection Bureau, Washington, D.C., 2018.
Servon, Lisa. “Are Payday Loans Harmful to Consumers?” Journal of Policy Analysis and
Management 36, no. 1 (2017): 240–48.
(⁕) Skiba, Paige Marta, and Jeremy Tobacman. “Do Payday Loans Cause Bankruptcy?” Working
paper, Vanderbilt Law and Economics Research Papers, Nashville, TN, 2011.
Stegman, Michael, and Robert Faris. “Payday Lending: A Business Model that Encourages
Chronic Borrowing.” Economic Development Quarterly 17, no. 1 (2003): 8–32.
Stoianovici, Petru, and Michael Maloney. “Restrictions on Credit: A Public Policy Analysis of
Payday Lending.” Working paper, Clemson University, 2012.
Sweet, Elizabeth, Christopher Kuzawa, and Thomas McDade. “Short-Term Lending: Payday
Loans as Risk Factors for Anxiety, Inflammation and Poor Health.” SSM-Population Health 5
(2018): 114–21.
Thanner, Meridith Hill. “Military Base Closure Effects on a Community: The Case of Fort
Ritchie Army Garrison and Cascade, Maryland.” PhD dissertation, University of Maryland,
College Park, 2006.
Temkin, Kenneth, and Noah Sawyer. “Analysis of Alternative Financial Service Providers.” The
Urban Institute, Feb. 18, 2004. Available at https://www.urban.org/research/publication/analysis-
alternative-financial-service-providers.
Tuckman, Bruce. Fixed Income Securities, Tools for Today’s Markets, 2nd ed. Hoboken, NJ:
John Wiley & Sons, 2002.